Institutional
Kraft Lake offers Property, General Liability, Workers Compensation, Crime, Auto and Umbrella for most risks in this program.
Classes:
Religious
Target Markets
- Churches
- Synagogues
- Mosques
- Shrines
- Temples (including Masonic)
Features
- Up to $15 million in receipts/values per location
- Coverage for sexual molestation may be available
- Policy can be written:
- as a package, with general liability and property rated separately
- as a portfolio, with general liability, property, auto and umbrella
- Several built-in coverage extensions with increasable limits, plus many optional extensions and additional specialized extensions, such as:
- Business income & extra expense
- Electronic data processing equipment and media
- Mechanical breakdown
- Peak season increase
- Newly acquired property
- Personal and advertising injury liability
- Employee benefits liability
- Waiver of subrogation
Submission Requirements
- Your Foremost/Bristol West/Zurich Small Business Agent Code
- Minimum turnaround time of 30 days
- Carrier loss runs (minimum of five years preferred)
- Named Insured list (who they are, what they do and insurable interest)
- Brochure or website detailing services and programs provided
- Audited financial statements
- Completed ACORD applications for all exposures
- Program requirements for price, product and service
- Completed supplemental questionnaires (provided by Kraft Lake)
- Brief description of agent’s relationship with this potential insured
Health & Social Services
Target Markets
- Adoption
- Associations & Societies
- Clubs
- Day Care Centers
- Head Start Programs
- Hospice
- Hospital & Medical Facilities (not GL)
- Marriage & Family Counseling
- Medical Labs
- Mental Health Organizations
- Nursing Homes (not GL)
- Social Services
- Substance Abuse/Rehab Facilities
Features
- Up to $15 million in receipts/values per location
- Policy can be written:
- as a package, with general liability and property rated separately
- as a portfolio, with general liability, property, auto and umbrella
- Several built-in coverage extensions with increasable limits, plus many optional extensions and additional specialized extensions, such as:
- Business income & extra expense
- Electronic data processing equipment and media
- Mechanical breakdown
- Peak season increase
- Newly acquired property
- Personal and advertising injury liability
- Employee benefits liability
- Waiver of subrogation
Submission Requirements
- Your Foremost/Bristol West/Zurich Small Business Agent Code
- Carrier loss runs (minimum of five years preferred)
- Named Insured list (who they are, what they do and insurable interest)
- Brochure or website detailing services and programs provided
- Audited financial statements
- Completed ACORD applications for all exposures
- Program requirements for price, product and service
- Completed supplemental questionnaires (provided by Kraft Lake)
- Brief description of agent’s relationship with this potential insured
Educational
Target Markets
- Parochial & Private Schools K-12
- Private Colleges & Universities
- Trade Schools
- Correspondence Schools
Features
- Up to $15 million in receipts/values per location
- Policy can be written:
- as a package, with general liability and property rated separately
- as a portfolio, with general liability, property, auto and umbrella
- Several built-in coverage extensions with increasable limits, plus many optional extensions and additional specialized extensions, such as:
- Business income & extra expense
- Electronic data processing equipment and media
- Mechanical breakdown
- Peak season increase
- Newly acquired property
- Personal and advertising injury liability
- Employee benefits liability
- Waiver of subrogation
Submission Requirements
- Your Foremost/Bristol West/Zurich Small Business Agent Code
- Carrier loss runs (minimum of five years preferred)
- Named Insured list (who they are, what they do and insurable interest)
- Brochure or website detailing services and programs provided
- Audited financial statements
- Completed ACORD applications for all exposures
- Program requirements for price, product and service
- Completed supplemental questionnaires (provided by Kraft Lake)
- Brief description of agent’s relationship with this potential insured
Cultural
Target Markets
- Art Galleries
- Historical Societies
- Museums
- Performing Arts
- Zoos
Features
- Up to $15 million in receipts/values per location
- Policy can be written:
- as a package, with general liability and property rated separately
- as a portfolio, with general liability, property, auto and umbrella
- Several built-in coverage extensions with increasable limits, plus many optional extensions and additional specialized extensions, such as:
- Business income & extra expense
- Electronic data processing equipment and media
- Mechanical breakdown
- Peak season increase
- Newly acquired property
- Personal and advertising injury liability
- Employee benefits liability
- Waiver of subrogation
Submission Requirements
- Your Foremost/Bristol West/Zurich Small Business Agent Code
- Carrier loss runs (minimum of five years preferred)
- Named Insured list (who they are, what they do and insurable interest)
- Brochure or website detailing services and programs provided
- Audited financial statements
- Completed ACORD applications for all exposures
- Program requirements for price, product and service
- Completed supplemental questionnaires (provided by Kraft Lake)
- Brief description of agent’s relationship with this potential insured
Contact Information
Toll Free Number: |
1-800-339-3114 |
| Fax Number: |
800-561-4582 |
| E-mail: |
info@kraftlake.com |
| Hours of Operation: |
Mon-Fri: 8 a.m. to 5 p.m. Eastern time |
| Mailing Address: |
P.O. Box 3278, Grand Rapids, MI 49501 |
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